Pricing Made to Fit Your Payment Processing Needs

Binkey pay PRICING

Pricing Made to Fit Your Payment Processing Needs

Binkey’s setup process—including onboarding, SIG-IS certification, and installation—is 100% free. Once you begin processing transactions, you’ll be charged a standard 2.9% + $0.30 credit card fee per transaction. We only make money if you make money!

Number of product submissions to SIG-IS


SIG-IS-certified merchant application support

Continuous automated product eligibility tagging

Access to analytics and reporting dashboard

FSA/HSA card payment processing fees
(Interchange plus pricing available based on volume)

2.90% + $0.30

Per transaction

Credit/debit card payment processing fees
(Interchange plus pricing available based on volume)

2.90% + $0.30

Per transaction

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Frequently Asked Questions

What is a flexible spending account?

Flexible spending accounts (FSAs) are tax-advantaged accounts offered by employers that allow holders to use pre-tax dollars to pay for eligible health expenses. Funds in an FSA have to be used by the end of the year, unless the employer offers a grace period of up to 2.5 months into the following year.

What is a health savings account?

A health savings account (HSA) is a type of savings account that sets funds aside for health-related expenses. HSAs are similar to FSAs but are limited to people with high-deductible health plans. Account holders fund their HSAs by withholding a portion of their pre-tax paycheck or by making a direct tax-deductible contribution at any time. HSA funds do not expire and roll over year to year if the funds are not spent. Also, HSAs can be placed in an investment fund and grow tax-free over time.

Why should I start accepting FSA and HSA payments?

FSA and HSA spending is an overlooked $140 billion market in the United States. By accepting FSA and HSA payments, you would unlock new revenue streams, see a boost in average order value and conversion, and inspire customer loyalty.

How can I start accepting FSA and HSA payments online?

Binkey can help your customers manage and use FSA and HSA funds. Binkey’s API can be embedded into any merchant’s online store and used to process FSA, HSA, debit, and credit card payments. For more information on how your business can accept FSA and HSA payments, contact us today.

What products does Binkey offer?

Binkey offers three products: Binkey ICE, Binkey Pay, and Binkey Bursements.

  1. Binkey Intelligence Categorization (ICE) helps customers easily identify FSA- and HSA-eligible products when shopping on your website.
  2. Binkey Pay enables your business to process payments made with FSA and HSA cards. We also can process payments made with debit and credit cards.
  3. Binkey Bursements enables your customers to pay however they want and easily get reimbursed from their health benefits plan. You can use our post-purchase module to offer customers automated claim filings.
Is Binkey secure?

Yes, our software is HIPAA-compliant. We use best-in-class tokenization that securely stores sensitive data using military-grade encryption.

Does Binkey work on mobile devices?

Yes, Binkey API works on all devices and browsers on which your online store can be accessed.