Designed for online vision retailers that sell

Frames

Lenses

Contact
lenses

Prescription sunglasses

Blue light glasses

Make Vision Reimbursement Easier For Your Customers

Over 166 Million consumers in the US wear prescription glasses or contact lenses and over 130 million have some type of vision insurance or managed vision care

PROBLEM

Online vision merchants are out of network

Most online vision merchants are out of network with any vision insurance plans in the US. This means they can’t capture consumers who want to leverage their insurance VSP benefits. As a result, these consumers look for retailers offering VSP in-network online glasses.

SOLUTION

Streamlining Vision Insurance Claims for Online Merchants

Binkey helps online vision merchants process vision insurance claims, including out of network vision reimbursement, for all US vision plans. Win more consumers while helping them maximize their vision benefits efficiently.

HOW IT WORKS

End-to-end Vision Insurance Reimbursement Solution

Product and insurance eligibility check
01
Flexible checkout
02
Verify vision insurance
03
Automate claims submission
04

INTEGRATIONS

Integrated with Vision Insurance Plans

Unlocking effortless reimbursements through seamless integration with key US vision insurance administrators, enhancing claim processing and elevating customer experience.

INTEGRATIONS

Integrated with Vision Insurance Plans

Unlocking effortless out of network vision reimbursement through seamless integration with key US vision insurance administrators, enhancing claim processing and elevating customer experience. Buy glasses online with insurance VSP at any vision merchant partnered with Binkey and experience hassle-free vision insurance claims. Whether you need to buy glasses or process your vision insurance, we've got you covered.

Security is our Priority

Unlocking effortless reimbursements through seamless integration with key US vision insurance administrators, enhancing claim processing and elevating customer experience.

Binkey is HIPAA compliant

Third-party vaulting & encryption

We securely store sensitive data using a third-party vaulting and encryption service.

Network Firewalls

We ensure a secure platform with several network firewalls to protect from bad actors.

Secure data storage and hosting

We host our servers using a secure online data storage and hosting service that is used by many federal departments.

No data sharing

Customer data is only used for Binkey's services. The data on our servers is not accessible to or used by any other party.

Binkey is HIPAA compliant

Frequently Asked Questions

What is Binkey Bursements?

Binkey Bursements is a self-service tool vision merchants can offer to their customers to process out-of-network insurance claims. It is a post-purchase experience which allows you to capture the entire transaction up-front, and streamlines the claims submission process for your customers.

Do I need to have any relationships with vision insurers?

You don’t need to be in-network with any insurers, our solution is specifically designed to help merchants that are out of network process vision claims for their customers.

Do I need to submit the claims and wait for reimbursement?

No, our tool is designed for your customer and it is fully self-serve, your team does not need to manage any claims or chase down reimbursement checks. The customer is able to submit their own claim, and is directly reimbursed by the vision insurance plans.

What type of vision insurance is eligible?

Binkey currently supports all private and employee sponsored PPO (Preferred Provider Organization) plans in the US. This includes plan administrators such as:

·    VSP Vision
·    EyeMed
·    Davis Vision
·    Cigna
·    VBA
·    Aetna Vision
·    United Healthcare
·    Humana
·    Lincoln Financial Group
·    Anthem
·    Blue Cross Blue Shield
·    Spectera
·    Wellpoint

How much can my customers expect to get reimbursed?

Each vision plan’s out-of-network coverage varies, so it depends on which individual plan your customer has. However, on average, out-of-network claims will cover $100 for frames and lenses, and similar for contact lenses.

How long does it take for my customer to get reimbursed?

Processing times for each vision insurance provider varies, typically your customer will see their reimbursement in 2-3 weeks.

What type of products are eligible?

Your vision insurance will cover prescription frames and lenses, but some items like accessories or non-prescription sunglasses will not be covered. We’ve made it easy for you to find eligible items, simply look for the eligibility flag for each product when shopping.

Who handles support if my customer has a question?

Binkey will handle all customer questions and queries related to the process of submitting their out-of-network insurance claim.